Call Us (256) 734-8711 ☰ ˟
Deese Insurance Logo
(256) 734-8711
  • Get a Quote
  • Personal
    • Auto Insurance
    • General Liability Insurance
    • Homeowners Insurance Insurance
    • Mobile Home Insurance Insurance
    • RV InsuranceImage of right arrow
      • RV Insurance Quote
    • Watercraft & Boat Insurance
  • Business
    • Auto Repair & Garage Quote
    • Business Owners (BOP) Quote Form
    • Business Owners Policy
    • Commercial Auto Insurance Quote
    • Contractors Insurance Quote
    • Contractors Commercial Insurance
    • General Liability Quote
    • Workers Compensation Quote
  • Blog
  • About Us
    • About Us
    • Location & Hours
    • Refer A Friend
  • Contact
    • Contact Us
    • Find Us on Google Maps
    • Follow Us on LinkedIn
    • Follow Us on Facebook
    • Follow Us on Twitter
Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

Home

Deese Insurance specialize in finding home insurance that fits your needs

Get a Quote
Icon

Small Business

Learn more about our different coverage options for small businesses

Get a Quote
Icon

Commercial Auto

Protect your business cars with commercial auto insurance

Get a Quote
Icon

General Liability

Protect you and your business from liability claims

Get a Quote
Icon

Contractors

Learn more about how to protect yourself as a contractor with coverage.

Get a Quote
Home > Contractors Insurance - Serving Cullman, AL

Contractors Insurance


Contractors Insurance Information


Get A Quote Now


General Contractors Insurance in Alabama


If you are a general contractor, then your job is to transform other people’s dreams into realities. Still, it’s going to take a lot of care, commitment and oversight to do your job successfully, and even then, you can’t guarantee that something won’t go wrong. To ensure your long-term success and sustainability, you need to invest in a portfolio of customized, professionally backed commercial insurance options.  

It’s not enough to buy insurance benefits arbitrarily and assume that they will provide you the right protection. Instead, why not get the reassurance of knowing that you’ve made an investment that will always keep you safe? You already spend your time making amazing creations for others, so why not let the expert team at help you create something that will be great for you.  

Call us at 256-734-8711 or request your free insurance quote online today.  

Common Contractors Insurance Questions  



What is General Contractors Insurance?  

Contractors are business owners, and just like any other business owner they must both support themselves and meet their obligations to their clients. This means being prepared to address problems that might unexpectedly arise, interrupt operations, damage property, or cause harm to others. A customized insurance portfolio will ensure that they have the financial means to do so.  

The insurance needs of a contractor are a lot different from the policies that a boutique store, software company or law firm. Therefore, getting the right benefits will mean customizing your policy options to address the risks present in your industry. Our team of experts will ensure you get these results.  

Why do General Contractors Need Insurance?  


A customized commercial insurance portfolio will help any business owner be prepared for any type of problem that arises from the liabilities present in their line of work. General contractors are no exception. With the right commercial benefits in place, you’ll be able to pay for damaged property, settle lawsuits, support yourself against lost income, and otherwise pick up the pieces of accidents that could prove devastating if you don’t have the support offered by strong insurance options.  

What Does General Contractors Insurance Cover?  

There are multiple business insurance options that make up the contractors insurance marketplace, including:  

  • Property Insurance: This coverage will insure your company assets — such as buildings, stock, inventory, equipment and furnishings.

  • General Liability Insurance: Your mistakes might cause property damage or bodily harm to others, such as your customers. When these accidents occur, your policy can help you compensate that party if they sue you for their losses.

  • Business Interruption Insurance: If an unexpected accident forces you to halt operations temporarily, then this coverage can help you pay overhead expenses until you reopen.

  • Commercial Auto Insurance: Vehicles owned by your business must adhere to state auto insurance laws. You can use this plan to cover the costs of wrecks or other hazards.

  • Professional Liability Insurance: When your professional mistakes or advice cause a client financial harm, this coverage pays for your recovery costs.

  • Builder’s Risk/Inland Marine Insurance: Projects in progress, and the materials associated with them, will have coverage against such perils s fires, vandalism and severe weather damage.

  • Workers Compensation Insurance: You will likely be required to buy this coverage. It helps you compensates employees for medical expenses and lost wages after an on-the-job injury.

  • Surety Bonds: A surety bond is a legal guarantee that obligates you to repay your clients if you fail to meet the obligations guaranteed by your contract.

  • Equipment Insurance: To protect employee equipment and other essential items, you will need to make sure they have the appropriate coverage.


Numerous specialty policy endorsements and supplementary plans can be integrated into your full portfolio, as well. Speak to our agents to learn more about how we can help you better tailor your benefits.  

How Much Will My Benefits Cost?  

We understand that you want to be conscious of your budget when selecting insurance benefits, and our network of nationally recognized brands offer you the promise of competitive, affordable prices. We will help you establish both what coverage options are necessities for you, and how you can customize them in ways that will both ensure you have adequate coverage but not stymie you with an unfair cost burden.  

Contact Us Today!
(256) 734-8711

facebook twitter linkedin google yelp youtube

Follow Us on Social Media!

Resources

  • Products
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

1211 2nd Avenue NW Highway 31-Creel Plaza
Cullman, AL 35055

P: 256-734-8711 | E:info@deeseinsuranceagency.com
© Copyright. All rights reserved. | Powered by Insurance Website Builder