Garage Insurance
Garage Insurance Information
Garage keepers insurance is a specialized form of coverage essential for businesses in the automotive service industry. Understanding the cost and coverage details of this insurance is crucial for any business that handles customer vehicles, such as repair shops, body shops and service stations.
Contact Jean Deese Insurance Agency to learn about your garage keepers insurance options.
How Much Does Garage Insurance Cost?
The cost of garage keepers insurance can vary significantly based on several factors, including the following:
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Business size and volume
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Services offered
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Coverage limits
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Location
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Deductibles
Your agent can help you compare garage keepers insurance quotes from multiple insurers.
What Does Garage Keepers Insurance Cover?
Garage keepers insurance offers a wide range of coverage to protect against various risks associated with automotive service businesses, which may include the following:
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Garage keepers liability—This core coverage may help protect against damage to customer vehicles while in your care, custody or control, whether due to accidents, vandalism or theft.
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Automotive shop insurance—This customizable coverage typically includes general liability for your business operations and can help cover your tools, equipment and employee-related risks.
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Physical damage—This may help cover damages to customer vehicles due to events like fires, storms or collisions within the shop.
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Theft and vandalism—This may help provide financial protection against losses if customer vehicles are stolen or vandalized under your supervision.
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Legal defense costs—In the event of a lawsuit, garage keepers insurance can help cover legal fees and settlements up to your policy's limits.
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