Jean Deese Insurance Blog: home insurance
View the latest blog posts from Jean Deese Insurance.
Friday, October 6, 2023There's a lot that you need to know when buying homeowners insurance, but don't let it overwhelm you. Once you learn the basics, you'll find great policies that meet your needs, no matter where you live in the future. Here are some simple "do's and don'ts" to help you get started. READ MORE >>
Tuesday, August 15, 2023When you purchase a home insurance policy, one of the many decisions you will make is over your home insurance deductible. An insurance deductible is how much you must pay out of pocket before receiving compensation for a home insurance claim. For example, say a bad storm sweeps in and causes $3,000 worth of damage to your home. READ MORE >>
Thursday, July 7, 2022Most homeowners understand the coverage they have for personal property inside their homes, but may have not even considered the impact on insurance when the property is somewhere else. It is important to understand how home insurance protects property away from home. Property in Storage May Not Be Adequately Covered READ MORE >>
Tuesday, February 8, 2022After you first buy a home, the process of getting together all of your paperwork and funds is exhausting even without the need to consider home insurance. It's why many people end up choosing a policy that's based on little more than convenience and cost. They only learn more about their plan when they're forced to file a claim. READ MORE >>
Monday, December 28, 2020What Does Replacement Cost Value Mean with Home Insurance? When it comes to home insurance, different policies offer varying degrees of compensation for a claim. You can choose what type of policy you want when you sign up for a home insurance policy. READ MORE >>
Wednesday, June 12, 2019The deck on your home is a component of the structure if attached to the house itself. Damage to it from a covered peril could mean your home insurance company may pay for some of the cost to repair it. Yet, there are some limitations here you simply must know. Take a closer look at when you can file a claim for deck repair or replacement. READ MORE >>
Wednesday, May 15, 2019Having the right home insurance is important. It needs to match the amount of risk for the property. The age of a home can play a role in how much home insurance on it will cost. It is not the only factor in determining the coverage needed and the premium rates. However, having an older home can impact how much your insurance costs. READ MORE >>
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